Category Archives: Mortgages & Lenders

Tight Credit Is Causing Housing Prices to Rise

[click to expand] I’ll repeat that: Tight Credit Is Causing Housing Prices to Rise. Yes I know. I’ll explain. This week the Federal Reserve released it’s January 2013 Senior Loan Officer Opinion Survey on Bank Lending Practices and it continued… Read More

Posted in Federal Reserve, Mortgages & Lenders | Tagged | 19 Comments


Talking Heads: Burning Down The House, S&P Style

As the credit world was unraveling around them, email communications between analysts at S&P seems to be pretty damming to their neutrality position. And finally now the lawsuit. There’s a fascinating re-write of the great Talking Heads song “Burning Down… Read More

Posted in Mortgages & Lenders | Tagged , | 2 Comments


Jumbos Fell Harder, Now Rising Faster, But Off Low Base

In the WSJ, FNC reported that jumbo mortgages saw a larger year-over-year gain than conforming: Home sales using a jumbo mortgage had year-over-year growth of 7.9% through September, compared with 2.7% for nonjumbo sales, according to an analysis for The… Read More

Posted in Credit, Mortgages & Lenders | Tagged , | 1 Comment


‘Structured By Cows’ and other Candid Catchphrases

American Banker has a great slideshow on catchphrases that evolved during the financial crisis. Check it out. Some of my favorites are: Structured By Cows – “We rate every deal. It could be structured by cows and we would rate… Read More

Posted in Credit, Language & Jargon, Mortgages & Lenders | Tagged | Leave a comment


Federal Reserve: Mortgage Underwriting Standards Haven’t Eased

[click to expand] The Federal Reserve’s Senior Loan Officer Opinion Survey on Bank Lending Practices came out and the news was more of the same. Their survey covers senior loan officers at about 60 domestic and two dozen foreign banks… Read More

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[Bloomberg Video] Falling Mortgage Rates Aren’t Driving More Mortgage Loans

Michael McKee provides a great chart on “Bloomberg Surveillance” showing how falling mortgage rates are not pushing mortgage apps up.

Posted in Credit, Mortgages & Lenders | Tagged , , | 1 Comment


Bloomberg Surveillance Midday with Tom Keene 6-15-12, On The Housing Market

Got to join Tom Keene on his Bloomberg Surveillance Midday to talk housing – national and NYC metro, credit, distressed and donuts. I love the show structure, one of the few networks that provides a longer interview format for more… Read More

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[Vortex] ‘Sustainability’ of Property Values [Part I of Trilogy]

A good friend of mine, Mark Stockton of Valuations Unlimited, LLC, has developed a powerful research tool to aid in valuation. Mark is a sharp unassuming guy who has sold technology to Wall Street before. Here is a simple overview…. Read More

Posted in Appraising, Guest Post (Vortex), Mortgages & Lenders | Tagged , , , | 3 Comments





09/23/2012

[The Housing Helix Podcast] Barry Ritholtz Part 2



05/13/2013

Bloomberg Surveillence TV with Tom Keene, Sara Eisen and Adam Davidson

Had a fun interview with Tom and Sara this morning on the always MUST watch/listen Bloomberg Surveillance. We talked housing, rentals, vacancy and inventory. An added bonus was the addition of Adam Davidson – co-founder and co-host of Planet Money... Read More

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