With a growing Muslin population in the US and interest in housing, an age-old dilemma come to the forefront. Purchasing a home with a mortgage is not religiously acceptable.  This is because interest is seen as effortless profit .
Without mortgage, the purchase of a home for cash for many Muslims is not possible . In recent years, banks have come up with different solutions that are compliant under Islamic Law .
Avoiding riba or interest payments [Note: Subscription]  has made home ownership difficult. One solution has been the lease-to-own model. Another way has been to form a housing coop.